SmartNetHub is the UK's free all-in-one service and support hub — 430+ verified UK services across 47 categories including emergency helplines, NHS, government services, banking, jobs, shopping and more.

Is SmartNetHub free to use?

Yes. SmartNetHub is completely free to use. We list 430+ trusted UK services and resources with no registration required.

What UK services can I find on SmartNetHub?

You can find UK emergency helplines (999, 111, 116 123), NHS services, government portals, digital banking, insurance, jobs, shopping, energy suppliers, travel, transport and much more — all in one place.

What is the UK emergency number?

In the UK, call 999 for life-threatening emergencies (Police, Fire, Ambulance, Coastguard). Call 111 for urgent but non-emergency NHS medical advice. Call 116 123 for the Samaritans emotional support line, free and available 24/7.

SmartNetHub — The UK's Free Information Hub

🧮 Free UK Calculators

Quick, private estimates for common UK life questions. Everything runs in your browser — nothing you type is sent anywhere or stored. See all the figures we use & when we last checked them →

💰 Take-Home Pay Calculator

The UK's most-searched calculator, and one we didn't have — until now. Enter your annual salary before tax and this works out exactly what lands in your bank account: after Income Tax, National Insurance and (optionally) pension contributions are taken off, shown per month, per week and per year.

Income Tax — charged in bands. The first £12,570 you earn is tax-free (your "Personal Allowance"), then 20% on the next chunk up to £50,270, 40% up to £125,140, and 45% above that.

National Insurance (NI) — a separate deduction, calculated differently: 8% on earnings between £12,570 and £50,270, then 2% above that. It funds things like your State Pension.

Together, Income Tax + NI are what separate your gross salary (what your contract says) from your net or "take-home" pay (what you actually receive).

Annual salary before tax (£) Region Pension contribution (% of salary, optional)

Based on 2026/27 rates: £12,570 Personal Allowance (tapered to £0 between £100,000–£125,140), 20%/40%/45% Income Tax bands, and 8%/2% employee National Insurance — all verified against GOV.UK and the House of Commons Library. Assumes a salary-sacrifice-style pension (contributions come off before tax and NI, the most common workplace setup) and does not include Student Loan repayments, since these depend on which repayment plan you're on. For an exact payslip-matching figure including student loan, see gov.uk/estimate-income-tax. This is not financial advice.

⚖️ National Minimum Wage Checker

Checks your hourly pay against the correct legal minimum for your age band. Underpayment is more common than people think — this is a quick, private way to check you're being paid correctly.

Your age Are you an apprentice? Your hourly pay before tax (£)

Rates from 1 April 2026: £12.71/hour (National Living Wage, age 21+), £10.85/hour (age 18–20), £8.00/hour (age 16–17 and apprentices). Apprentices get the apprentice rate only in their first year, or if they're under 19 — after that they're entitled to the rate for their age. If you're being underpaid, contact ACAS or report it anonymously to gov.uk/pay-and-work-rights. This is not legal advice.

💼 Statutory Redundancy Pay Calculator

Estimates your statutory minimum redundancy pay under UK law (England, Wales & Scotland). Your employer may offer more under a contractual or enhanced scheme — check your contract or settlement offer for the actual figure.

Date of birth Job start date Redundancy / leaving date Weekly pay before tax (£)

Based on the statutory weekly pay cap of £751 and maximum payout of £22,530, in force from 6 April 2026 (Employment Rights (Increase of Limits) Order 2026). Figures are reviewed by the government every April — always confirm your exact entitlement with the official GOV.UK redundancy calculator or ACAS. This is not legal or financial advice.

💷 Universal Credit — Quick Eligibility Check

Checks the basic gateway rules only (age, residency, savings). It cannot tell you how much you'd receive — that depends on your income, housing costs, children and other circumstances, so we deliberately don't guess a figure.

Your age Do you live in the UK? Total savings & investments (£) Are you in full-time education?

Some 16-17 year olds and some full-time students can still claim in specific circumstances (e.g. responsible for a child, care leaver, health condition) — this quick check can't cover every exception. For the definitive answer and to see what you'd actually receive, use the Turn2us Benefits Calculator or apply directly at gov.uk/apply-universal-credit. Citizens Advice can help for free. This is not financial advice.

♿ PIP — Quick Eligibility Check

Checks whether you meet the basic gateway rules to apply for PIP (age, condition duration, residency). It cannot predict your assessment outcome or award rate — that's decided by a health professional scoring 12 activities, which this tool doesn't attempt to simulate.

Your age Do you have a physical or mental health condition affecting daily living or getting around? Have these difficulties lasted 3+ months? Expected to continue 9+ more months?

You also need to have lived in the UK for most of the last 3 years. State Pension age is currently 66. If these gateway checks pass, whether you actually qualify — and at what rate — depends entirely on a full assessment of how your condition affects you day-to-day, done by a health professional. Citizens Advice can help you fill in the PIP2 form for free. Apply at gov.uk/pip/how-to-claim. This is not medical or legal advice.

🚗 MOT Due Date Calculator

Works out when your next MOT is due, and lets you download a calendar reminder so you don't forget. Applies to standard cars and motorcycles — some vehicle types (taxis, ambulances etc.) need testing sooner.

Vehicle first registered (leave blank if not applicable) Current MOT expiry date (leave blank if this is your first MOT)

Always double check with the official Check your MOT status tool, which is the authoritative record. Book your test at gov.uk/book-mot-test.

👶 Maternity Leave & Pay Calculator

Works out your maternity leave dates and gives an estimate of your Statutory Maternity Pay (SMP) broken down by month. Your employer may offer more under an enhanced maternity policy — check your contract for the actual figure.

Ordinary Maternity Leave (OML) — the first 26 weeks. Your job is fully protected: you keep all your normal contractual benefits (except pay), build up holiday as usual, and have the right to return to the exact same job afterwards.

Additional Maternity Leave (AML) — the next 26 weeks (weeks 27–52). Still job-protected, but if your original role genuinely can't be kept open, your employer must offer a similar job on the same terms instead.

Together, OML + AML = the full 52 weeks of Statutory Maternity Leave. You don't have to take all 52 weeks — but you must take at least 2 weeks off after the birth (4 if you work in a factory).

Baby's due date Date you want leave to start Average pay before tax Continuous employment with this employer by the qualifying week?

Statutory Maternity Leave is 52 weeks (a day-one right, regardless of length of service); Statutory Maternity Pay is paid for up to 39 of those weeks, based on the SMP weekly cap of £194.32 and £129 minimum weekly earnings, in force from 6 April 2026. If you don't qualify for SMP you may be entitled to Maternity Allowance instead, at the same weekly rate — see gov.uk/maternity-pay-leave or ACAS for the definitive answer. Monthly figures are approximate — your employer's actual payroll dates may split a week's pay across two months slightly differently. This is not legal or financial advice.

👨‍👶 Paternity Pay Calculator

For dads and partners. Statutory Paternity Leave is 1 or 2 weeks, taken as one block or two separate single weeks, any time within 52 weeks of the birth. Leave itself is a day-one right — but Statutory Paternity Pay still needs 26 weeks' continuous employment by the qualifying week.

Baby's due date Weeks of paternity leave Average weekly pay before tax (£) 26+ weeks' continuous employment with this employer by the qualifying week?

Statutory Paternity Pay is £194.32/week or 90% of your average weekly earnings — whichever is lower — for up to 2 weeks, in force from 6 April 2026. You must also earn at least £129/week on average to qualify. Want more paid time off together as a couple? Shared Parental Leave lets you split up to 50 weeks of leave and 37 weeks of pay between you — it's genuinely more complex (it depends on how much of the mother's leave/pay is left unused), so rather than guess, check your exact entitlement at gov.uk/shared-parental-leave-and-pay. This is not legal or financial advice.

🤒 Statutory Sick Pay (SSP) Calculator

Works out how much Statutory Sick Pay you're owed. From 6 April 2026, SSP is a day-one right — no waiting days, no minimum earnings threshold to qualify (though how much you get can still depend on your earnings).

Average weekly earnings before tax (£) Your normal working days per week Working days you've been off sick

SSP is £123.25/week or 80% of your average weekly earnings — whichever is lower — for up to 28 weeks, in force from 6 April 2026. It's paid by your employer for your normal working days, not calendar days. Your employer may offer more under a contractual sick pay scheme. Check your exact position at gov.uk/statutory-sick-pay. This is not legal or financial advice.

📋 Notice Period Calculator

Works out the statutory minimum notice period under the Employment Rights Act 1996 — the legal floor, not necessarily what you actually get. Always check your contract first: it can only give you more notice than this, never less.

Who's giving notice? Job start date

Statutory minimum: none under 1 month's service; 1 week's notice from 1 month to 2 years; then 1 week per complete year of service (employer to employee only) up to a maximum of 12 weeks at 12+ years. Employee-to-employer notice stays at a flat 1 week regardless of service length, unless your contract says otherwise. Source: Employment Rights Act 1996, s.86. This is not legal advice.

🏖️ Holiday Entitlement Calculator

Works out your statutory minimum paid holiday — 5.6 weeks a year, capped at 28 days for a standard 5-day week. Especially useful if you work part-time or irregular days, since entitlement is pro-rata.

Days you work per week Working the full leave year?

Statutory minimum is 5.6 weeks a year (28 days for someone working 5 days a week), under the Working Time Regulations 1998. Your contract may offer more. This simplified version assumes a regular weekly pattern — if you work irregular or zero-hours shifts, use the more detailed official GOV.UK holiday calculator. This is not legal advice.

🇬🇧 Built in the UK, for the UK · 430+ resources, all free to use

🇬🇧 Built in the UK, for the UK

About SmartNetHub

SmartNetHub is your free all-in-one UK resource hub — trusted brands for shopping, banking, jobs, travel, helplines and more.

430+

UK brands & resources

About SmartNetHub

Finding the right UK website for any task had become exhausting — too many tabs, too much searching.

SmartNetHub was built to fix that. One trusted UK resource hub. 430+ verified brands across 47 categories — shopping, banking, jobs, travel, helplines, government services and more. Completely free, forever.

We cover everything from fashion, tech and groceries to travel, insurance, digital banking, jobs and emergency helplines — 430+ trusted UK brands across 47 categories, all in one place.

Every link is verified before it goes live. Some links are affiliate links — when you purchase through them, we may earn a small commission at no extra cost to you.

Have a question or want to list your business? Get in touch →

✅

Verified links only

Every link is checked before it goes live. If a resource isn't genuine and useful, it doesn't go on the site.

🇬🇧

UK-focused, always

Built for UK shoppers. Every retailer ships to Great Britain. Every deal is relevant to you.

🔄

Always up to date

Resources reviewed regularly. Outdated or broken links removed promptly. Always current.

🎯

Free forever

No subscription. No sign-up required. SmartNetHub is and always will be completely free to use.

🏪

Supporting small businesses

We're passionate about giving independent UK brands a platform alongside the big names.

How we earn money

SmartNetHub is completely free to use. A small number of listings are referral links — when you sign up or make a purchase through one, we may earn a small commission or bonus at no extra cost to you.

When you use our links, you pay exactly the same price as going directly to the retailer. We never inflate prices.

Referral links are direct partnerships (e.g. Monzo, Revolut, ExpressVPN, Remitly) where both you and SmartNetHub may receive a bonus. These are individually and clearly labelled.

The vast majority of links on SmartNetHub — including BBC News, NHS, GOV.UK, emergency helplines, and most retailer and brand listings — are provided purely because they're useful to UK users, with no commercial relationship whatsoever.

For full details, see our affiliate disclosure & privacy policy →

Ready to explore?

Browse 430+ trusted UK brands and resources — completely free, across 47 categories.

Browse services Get in touch

🔒 How we handle your data, cookies & affiliate links

🔒 Legal

Privacy Policy & Affiliate Disclosure

How we collect, use and protect your data — and how SmartNetHub earns money.

Last updated: 2 July 2026

💡 Short version: SmartNetHub doesn't sell your data, and we don't run analytics or tracking of our own. A small number of links are referral links — we may earn a small commission or bonus when you sign up or make a purchase through one, at no extra cost to you.

1. Who we are

SmartNetHub (smartnethub.co.uk) is a UK-based information and resource hub. We curate links to trusted UK brands, retailers and services across 47 categories. When you contact us, you can reach us at hello@smartnethub.co.uk.

SmartNetHub is a UK-registered trading name, operated as a sole trader registered in England & Wales, and complies with UK data protection law (UK GDPR and the Data Protection Act 2018). Contact: hello@smartnethub.co.uk

2. Affiliate disclosure

SmartNetHub participates in affiliate marketing programmes. This means that when you click certain links on our site and make a purchase or sign up, we may earn a small referral commission from the retailer or brand.

You pay exactly the same price as going directly to the retailer — sometimes less if we've negotiated an exclusive discount.
A small number of links are direct referral partnerships (e.g. Monzo, Revolut, ExpressVPN, Remitly) where both parties may receive a bonus.
Referral links are identified with rel="sponsored" in the HTML.
Not all links are referral links — the majority (e.g. BBC News, NHS, GOV.UK, and most retailer listings) are listed purely for user value with no commercial relationship.

Our editorial decisions are not influenced by affiliate relationships. We list resources we genuinely believe are useful to UK users.

3. What data we collect

Information you provide

We don't run a contact form. If you choose to email us, your message and email address go directly to our inbox via your own email provider — we don't store, process or add it to any database or mailing list. We only see what you choose to send us, for as long as it takes to reply.

Community Posts

Our Community Posts submission form does not ask for your name, email or contact details, and we don't require you to provide them. However, the form is processed by our form provider, Netlify, which may automatically log technical metadata (such as IP address, timestamp and browser information) for spam prevention, as is standard for most web forms. This is handled under Netlify's own privacy policy, not ours. We only see the content of your submission, which we review before deciding whether to publish it on the site.

Information collected automatically

We don't run analytics or tracking on this site. Your web host or browser may still log basic technical information as part of normal internet infrastructure (e.g. server logs), but SmartNetHub does not collect, store or analyse this data ourselves.

4. Cookies

SmartNetHub does not set its own tracking or analytics cookies. The only thing we store on your device is a small preference flag remembering whether you've dismissed the cookie banner, so we don't show it again.

If you click through to a partner site via a referral link, that site may set its own cookies to attribute the referral — this happens on their domain, under their own privacy policy, not ours.

You can clear or block cookies at any time through your browser settings.

5. How we use your data

Since we don't collect or store personal data ourselves, there's nothing for us to use beyond directly replying to an email you choose to send us.

We do not sell, rent or share your personal data with third parties for marketing purposes.

6. Third-party links

SmartNetHub links to external websites (retailers, services, helplines). We are not responsible for the privacy practices of those sites. We encourage you to read their privacy policies before making a purchase or sharing personal information.

7. Your rights (UK GDPR)

Under UK GDPR, you have the right to:

Access the personal data we hold about you
Request correction of inaccurate data
Request deletion of your data
Object to processing of your data
Lodge a complaint with the ICO at ico.org.uk

To exercise any of these rights, email us at hello@smartnethub.co.uk.

8. Data retention

We don't store enquiries on our own servers — emails sent to us live in our email inbox like any normal email, and are kept only as long as needed to handle your enquiry.

9. Children's privacy

SmartNetHub is not directed at children under 13. We do not knowingly collect data from children. If you believe a child has submitted data to us, please contact us and we will delete it promptly.

10. Changes to this policy

We may update this policy from time to time. The "last updated" date at the top of this page will reflect any changes. Continued use of SmartNetHub after changes constitutes acceptance of the updated policy.

11. Contact

For any privacy-related questions, email us at hello@smartnethub.co.uk.

📋 The rules for using SmartNetHub

📄 Legal

Terms & Conditions

Please read these terms before using SmartNetHub. By using this site, you agree to them.

Last updated: 2 July 2026

💡 Short version: SmartNetHub is free to use. We list resources in good faith but can't guarantee availability. Always check the website directly before making any decisions.

1. About SmartNetHub

SmartNetHub (operated at smartnethub.co.uk) is a UK-based information and resource hub. We curate links to trusted UK brands, retailers and services across 47 categories. SmartNetHub is free to use for all visitors.

SmartNetHub is a UK-registered trading name, operated as a sole trader registered in England & Wales. Contact: hello@smartnethub.co.uk.

By accessing or using this website, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use the site.

2. Accuracy of listings

SmartNetHub makes every effort to ensure links and information listed on the site are accurate at the time of publishing. However:

Prices, availability and services are set by the brand and can change without notice
Links may change or become unavailable at any time
Information shown is sourced from the brand and may not always be current
We cannot guarantee that any resource will be available when you click through

Always verify information directly on the brand's website before making any decision or purchase. SmartNetHub accepts no liability for any loss arising from reliance on information on this site.

3. Affiliate links

A small number of links on SmartNetHub are referral/affiliate links (e.g. Monzo, Revolut, ExpressVPN, Remitly). When you click these links and sign up or make a qualifying purchase, we may earn a small commission or bonus from the retailer at no additional cost to you. This helps fund the site and keep it free.

Referral links are marked with rel="sponsored" in our HTML. Our editorial choices are not influenced by commission rates — we list resources we genuinely believe are useful to UK consumers. The majority of links on the site have no commercial relationship at all.

For full details, see our Affiliate Disclosure & Privacy Policy.

4. External websites

SmartNetHub links to third-party websites including retailers, comparison sites, helplines and government services. We are not responsible for:

The content, accuracy or availability of external websites
The privacy practices of external websites
Any products or services purchased through external websites
Any disputes between you and a retailer

Links to external sites do not constitute endorsement of those sites or their content beyond the specific deal or resource described.

5. Intellectual property

All original content on SmartNetHub — including text, design, layout, code and branding — is the property of SmartNetHub and may not be copied, reproduced or redistributed without written permission.

Retailer names, logos and trademarks mentioned on SmartNetHub are the property of their respective owners. Their inclusion does not imply any affiliation with or endorsement by those companies beyond any stated partnership.

6. User-submitted content (Community Posts)

Our Community Posts section allows visitors to anonymously submit tips, guides and experiences relating to UK life. By submitting a post, you confirm that it is your own genuine experience or knowledge, does not infringe anyone's rights, and does not contain defamatory, illegal, abusive or misleading content, or any personal or contact details (yours or anyone else's).

All submissions are reviewed before publication. We may edit, decline to publish, or remove any submission at our sole discretion, at any time and without notice.

Community Posts reflect the views and experience of the individual contributor, not SmartNetHub. They are provided for general information only and do not constitute legal, financial, medical, immigration or other professional advice. Rules, fees, thresholds and processes described in Community Posts can change after publication — always verify current details on the relevant official source (e.g. GOV.UK, NHS.uk) or with a qualified adviser before relying on them.

To the fullest extent permitted by UK law, SmartNetHub accepts no liability for the accuracy, completeness or currency of any Community Post, or for any loss arising from reliance on one.

7. Emergency & helpline listings

SmartNetHub includes listings for UK emergency services and helplines (such as 999, NHS 111, Samaritans) as a public resource. These are provided in good faith for user convenience. Always call 999 in a life-threatening emergency. SmartNetHub accepts no responsibility for the availability or response of any emergency or support service.

8. Limitation of liability

To the fullest extent permitted by UK law, SmartNetHub shall not be liable for:

Any direct, indirect or consequential loss arising from use of this site
Loss arising from reliance on deals, prices or information that have changed
Technical errors, downtime or unavailability of the site
Any transaction made with a third-party retailer found through SmartNetHub

9. Governing law

These terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

10. Changes to these terms

We may update these terms from time to time. The "last updated" date at the top of this page will reflect any changes. Continued use of SmartNetHub after changes are posted constitutes acceptance of the revised terms.

11. Contact

If you have questions about these terms, please contact us or email hello@smartnethub.co.uk.

Figure	Current value	Last verified	Official source
Statutory redundancy pay — weekly cap	£751	Jul 2026	GOV.UK
Statutory redundancy pay — maximum total	£22,530	Jul 2026	GOV.UK
Universal Credit — savings limit	£16,000 (ignored below £6,000)	Jul 2026	GOV.UK
Universal Credit — minimum age	18 (exceptions for some 16-17s)	Jul 2026	GOV.UK
PIP — claim age window	16 to State Pension age (66)	Jul 2026	GOV.UK
PIP — qualifying/prospective period	3 months had, 9 months expected	Jul 2026	GOV.UK
State Pension age	66 (rising to 67 from 2028)	Jul 2026	GOV.UK
MOT — first test due	3 years after registration	Jul 2026	GOV.UK
NHS prescription charge (England)	£9.90 per item	Jun 2026	NHS BSA
ILR (Indefinite Leave to Remain) fee	£2,885	Jun 2026	GOV.UK
Divorce filing fee (England & Wales)	£593	Jun 2026	GOV.UK
Small claims court fee (lowest band)	From £35, scaling with claim size	Jul 2026	GOV.UK

SmartNetHub — The UK's Free Information Hub

🎟️ Check Your Lottery Numbers

🇬🇧 National Lottery

📮 People's Postcode Lottery

🔢 Lottery.co.uk

📅 UK Bank Holidays

⏰ Don't Miss These UK Deadlines

✅ The 10-Minute Money Check

📍 Community Posts — Share UK Life Tips & Help Others

✍️ Share Your UK Life Experience

Find What You Need

🧮 Free UK Calculators

💰 Take-Home Pay Calculator

⚖️ National Minimum Wage Checker

💼 Statutory Redundancy Pay Calculator

💷 Universal Credit — Quick Eligibility Check

♿ PIP — Quick Eligibility Check

🚗 MOT Due Date Calculator

👶 Maternity Leave & Pay Calculator

👨‍👶 Paternity Pay Calculator

🤒 Statutory Sick Pay (SSP) Calculator

📋 Notice Period Calculator

🏖️ Holiday Entitlement Calculator

The UK's Free One-Stop Information Hub for Everyday Life

Key service categories

Why SmartNetHub?

Your everyday UK information hub

About SmartNetHub

About SmartNetHub

About SmartNetHub

Verified links only

UK-focused, always

Always up to date

Free forever

Supporting small businesses

How we earn money

Ready to explore?

Contact SmartNetHub

Email us directly

Other ways to reach us

Email us directly

List your business

Report a broken link

Press & media

Privacy Policy & Affiliate Disclosure

1. Who we are

2. Affiliate disclosure

3. What data we collect

Information you provide

Community Posts

Information collected automatically

4. Cookies

5. How we use your data

6. Third-party links

7. Your rights (UK GDPR)

8. Data retention

9. Children's privacy

10. Changes to this policy

11. Contact

Terms & Conditions

1. About SmartNetHub

2. Accuracy of listings

3. Affiliate links

4. External websites

5. Intellectual property

6. User-submitted content (Community Posts)

7. Emergency & helpline listings

8. Limitation of liability

9. Governing law

10. Changes to these terms

11. Contact

What's Changed — Key UK Figures